![]() You might not get immediate approval after filling out a credit card application. The Recommended Minimum Requirements for Capital One Credit Cards If you’re denied for a card, try to improve your credit score before applying again. Your history with Capital One as well as with other banks will be reviewed before you are approved for a credit card. If any of the required information (name, address, birthday, Social Security or tax ID number, estimated income, or bank account information) is left out, your application can take longer to approve. ![]() Sometimes, a simple error or omission can be the cause of your application’s pending status. Business credit card applications may be a little more complicated than applications for personal credit cards, so Capital One might need more information from you before your application is approved.
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